Financial Wellness Home

At the heart of our solution is a proprietary instructional framework called the Financial House. The Financial House simplifies financial concepts and their interconnected relationships. Our entire financial education curriculum logically flows from this simple framework.GuideSpark Curriculum and Framework

Time tested, integrated approach

The GuideSpark curriculum and frameworks build on a decade of experience providing financial education to leading corporations and their employees. The Financial House is a beacon of simplicity that allows employees to visualize their financial plan holistically and understand the impact of decisions. Uniquely, the Financial House brings together personal and company plans to demonstrate how employer sponsored compensation and benefits programs can be utilized to accelerate achievement of financial goals.

Company Rewards

GuideSpark works closely with customers to develop custom content that encompasses an employer's unique total compensation package, brand and vision. The Company Rewards channel lessons are carefully designed to show employees how to integrate valuable compensation and benefits with their personal financial plan.

Financial Life

The Financial Life channel is dedicated to providing employees with a fundamental understanding of money. This collection of lessons cuts through the clutter and complexity to provide clear actionable steps for making optimal financial decisions. Guide curriculums are modular to cater to both employees searching for something specific or those that wish to set up a comprehensive financial plan.

Workplace Wealth Builders

Cash Flow

Personal Wealth Builders

Guide Goals:

Maximize opportunities presented by employer sponsored wealth creation programs.

Sample Lessons:

  • Retirement: 401(k), Roth 401(k), Defined benefit plans
  • Stock compensation: Restricted Stock Units, Stock Options, Employee Stock Purchase Plans
  • Voluntary Benefits: College Savings Plans
  • Strategies: Traditional vs. Roth 401(k), Coordinating workplace and personal investing

Guide Goals:

Understand your cash flow picture and the financial impact of everyday decisions.

Sample Lessons:

  • Principals of Daily Cash Flow
  • Credit Wisdom
  • Buying vs. Leasing a Car
  • New Home Mortgages
  • Accessing Home Equity

Guide Goals:

An investment framework to optimize wealth creation given your personal risk tolerance.

Sample Lessons:

  • Intention & Opportunity
  • Time is of the Essence
  • Growth Investments
  • Conservative Investments
  • Surviving the Perfect Financial Storm
  • Managing a Market Crisis

Company Coverage

Estate Planning

Personal Coverage

Guide Goals:

Building a solid financial foundation leveraging the essential coverage provided by your employer.

Sample Lessons:

  • Health Wellness: Healthcare Plans, Consumer Directed Healthcare Plans, Dental and Vision
  • Income Replacement: Life Insurance & AD&D, Disability Insurance
  • Voluntary benefits: Long-Term Care, Legal Plans
  • Strategies: Flexible Spending Accounts, Optimizing & Supplementing Company Coverage

Guide Goals:

Securing your family's future in the event that something happens to you.

Sample Lessons:

  • Advanced Medical Directives
  • Legal Powers
  • Wills
  • Trusts
  • Wills vs. Trusts

Guide Goals:

Essential supplementary protection that should be coordinated with employer sponsored plans.

Sample Lessons:

  • Auto & Motorcycle Coverage
  • Homeowners & Renters Insurance
  • Liability Coverage – Umbrella Policies
  • Income Protection – Life Insurance
  • Income Protection - Disability

Financial Aide

The Financial Aide curriculum has been designed for employees who are currently experiencing more urgent or serious financial issues.  This could include issues involving credit, mortgages or not having the resources to retire.  This set of lessons will educate employees on strategies and tools available to help them recover from a spending or savings crisis.  Depending on the severity of the situation and the extent of help desired, a conflict-free financial coaching relationship is made available to employees to help them get on the right track.

Spending Recovery

Savings Recovery

Guide Goals:

Strategies and tools for recovering from issues associated with creditors.

Sample Lessons:

  • Managing a Debt Crisis
  • Managing a Credit Crisis
  • Managing a Mortgage Crisis
  • Managing a Healthcare Crisis

Guide Goals:

Strategies and tools for navigating a short fall in your savings needs.

Sample Lessons:

  • Managing a Market Crisis
  • Managing a College Savings Crisis
  • Managing a Retirement Savings Crisis