<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments for Financial Wellness Blog</title>
	<atom:link href="http://www.guidespark.com/blog/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.guidespark.com/blog</link>
	<description>Discussion of Financial Wellness and benefits education topics</description>
	<lastBuildDate>Fri, 23 Dec 2011 01:15:32 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
	<item>
		<title>Comment on Learn How Two Fortune 100 Best Places to Work Communicate Benefits by HR Vendor News &#187; Benefits Communication Best Practices from FORTUNE 100 Best Places to Work</title>
		<link>http://www.guidespark.com/blog/how-do-fortune-100-best-companies-communicate-benefits/comment-page-1/#comment-1523</link>
		<dc:creator>HR Vendor News &#187; Benefits Communication Best Practices from FORTUNE 100 Best Places to Work</dc:creator>
		<pubDate>Fri, 23 Dec 2011 01:15:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.guidespark.com/blog/?p=676#comment-1523</guid>
		<description>[...] Learn more about how Adobe Systems and Meridian Health improved their benefits communications and sa.... [...]</description>
		<content:encoded><![CDATA[<p>[...] Learn more about how Adobe Systems and Meridian Health improved their benefits communications and sa&#8230;. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Financial Wellness for Retirement by Financial Literacy Education</title>
		<link>http://www.guidespark.com/blog/financial-wellness-for-retirement/comment-page-1/#comment-1425</link>
		<dc:creator>Financial Literacy Education</dc:creator>
		<pubDate>Fri, 02 Sep 2011 01:40:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.guidespark.com/blog/?p=356#comment-1425</guid>
		<description>Great post and statistics. Just to add a little to the discussion. Let&#039;s not forget that even when seniors decide to retire they are exploring other kinds of income streams to help them out financially.  

You see many are returning to their old jobs just to work part-time. Many are starting home businesses.  Some are finding as many ways as possible to cut their expenses even to the point of reducing the number of meals they eat per day. 

I am very sadden by this, but hope that those of us who are several years away from retirement will learn from it and get our financial life in order while we can.  The best way for any of us to do it is to increase our assets so much that they far exceeds our liabilities.</description>
		<content:encoded><![CDATA[<p>Great post and statistics. Just to add a little to the discussion. Let&#8217;s not forget that even when seniors decide to retire they are exploring other kinds of income streams to help them out financially.  </p>
<p>You see many are returning to their old jobs just to work part-time. Many are starting home businesses.  Some are finding as many ways as possible to cut their expenses even to the point of reducing the number of meals they eat per day. </p>
<p>I am very sadden by this, but hope that those of us who are several years away from retirement will learn from it and get our financial life in order while we can.  The best way for any of us to do it is to increase our assets so much that they far exceeds our liabilities.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Benefits Communication Can Ease Impact of Plan Changes by Benefit Statements</title>
		<link>http://www.guidespark.com/blog/benefits-communication-can-curb-damage-of-plan-changes/comment-page-1/#comment-1270</link>
		<dc:creator>Benefit Statements</dc:creator>
		<pubDate>Wed, 03 Aug 2011 21:21:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.guidespark.com/blog/?p=304#comment-1270</guid>
		<description>Yes, good post -- these statistics are dead on and match others I&#039;ve seen. I would also add that insurance agencies are going to have to step up their efforts, as many of them may lose smaller clients, and one way to provide additional services to clients is by offering employee benefit statements to their clients.</description>
		<content:encoded><![CDATA[<p>Yes, good post &#8212; these statistics are dead on and match others I&#8217;ve seen. I would also add that insurance agencies are going to have to step up their efforts, as many of them may lose smaller clients, and one way to provide additional services to clients is by offering employee benefit statements to their clients.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Gallup Study Highlights Financial Wellness as a Key Determinant of Overall Wellbeing by Karina</title>
		<link>http://www.guidespark.com/blog/gallup-study-highlights-financial-wellness-as-a-key-determinant-of-overall-wellbeing/comment-page-1/#comment-1261</link>
		<dc:creator>Karina</dc:creator>
		<pubDate>Wed, 20 Apr 2011 04:56:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.guidespark.com/blog/?p=258#comment-1261</guid>
		<description>Makes sense.  If you don&#039;t have to worry about money you can concentrate on health, happyness and wellness.</description>
		<content:encoded><![CDATA[<p>Makes sense.  If you don&#8217;t have to worry about money you can concentrate on health, happyness and wellness.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Historical Worst Case Financial Planning by Britt Beckford</title>
		<link>http://www.guidespark.com/blog/historical-worst-case-financial-planning/comment-page-1/#comment-1234</link>
		<dc:creator>Britt Beckford</dc:creator>
		<pubDate>Mon, 11 Apr 2011 05:17:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.thriveon.com/blog/?p=62#comment-1234</guid>
		<description>Hello, I&#039;ve worked with various investors and prospective buyers in the private equity  field. Can really testify to this article. Well-written too. I&#039;d like to add in my fair share of the experience  if you&#039;ll allow me. Usually, I don&#039;t take my time to do so, so this is considered out of the  modus operandi for me. Standard investment advice goes: Unless you really know what you&#039;re doing and I mean  information trader knowing you should really go mutual index fund S&amp;P 500 (read the NOVA article by Delos Chang on technical/fundamental analysis). The poster here has a lot of great information and insight but the rest of us mere mortals we&#039;re better off ensuring a  surefire return on that $1000 that Grandma gave us instead of throwing it all into junk bonds. Look what happened to Milken. I&#039;ve worked with  Morgan Stanley and I&#039;ve talked to a few people in the hedge fund business too - most would agree. If you want more information, I&#039;d say go ahead and read the NOVA Delos Chang article I provided above or A Random Walk Down Wall Street. Both propose the same  arguments - hope that convinces you!</description>
		<content:encoded><![CDATA[<p>Hello, I&#8217;ve worked with various investors and prospective buyers in the private equity  field. Can really testify to this article. Well-written too. I&#8217;d like to add in my fair share of the experience  if you&#8217;ll allow me. Usually, I don&#8217;t take my time to do so, so this is considered out of the  modus operandi for me. Standard investment advice goes: Unless you really know what you&#8217;re doing and I mean  information trader knowing you should really go mutual index fund S&amp;P 500 (read the NOVA article by Delos Chang on technical/fundamental analysis). The poster here has a lot of great information and insight but the rest of us mere mortals we&#8217;re better off ensuring a  surefire return on that $1000 that Grandma gave us instead of throwing it all into junk bonds. Look what happened to Milken. I&#8217;ve worked with  Morgan Stanley and I&#8217;ve talked to a few people in the hedge fund business too &#8211; most would agree. If you want more information, I&#8217;d say go ahead and read the NOVA Delos Chang article I provided above or A Random Walk Down Wall Street. Both propose the same  arguments &#8211; hope that convinces you!</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Retirement Benefits Education a Sizable Motivator by Tweets that mention Retirement Benefits Education a Sizeable Motivator « Financial Wellness Blog -- Topsy.com</title>
		<link>http://www.guidespark.com/blog/retirement-benefits-education-a-sizable-motivator/comment-page-1/#comment-1066</link>
		<dc:creator>Tweets that mention Retirement Benefits Education a Sizeable Motivator « Financial Wellness Blog -- Topsy.com</dc:creator>
		<pubDate>Wed, 09 Feb 2011 11:53:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.guidespark.com/blog/?p=392#comment-1066</guid>
		<description>[...] This post was mentioned on Twitter by Barbara Helen, Binh Nguyen. Binh Nguyen said: Retirement Benefits Education a Sizeable Motivator « Financial ...: More than half of all s... http://bit.ly/hfum97 http://bit.ly/abwprM [...]</description>
		<content:encoded><![CDATA[<p>[...] This post was mentioned on Twitter by Barbara Helen, Binh Nguyen. Binh Nguyen said: Retirement Benefits Education a Sizeable Motivator « Financial &#8230;: More than half of all s&#8230; <a href="http://bit.ly/hfum97" rel="nofollow">http://bit.ly/hfum97</a> <a href="http://bit.ly/abwprM" rel="nofollow">http://bit.ly/abwprM</a> [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Benefits Communications for Today&#8217;s Employee by Open Enrollment: How Will You Communicate Medical Care Cost Increases? &#171; Financial Wellness Blog</title>
		<link>http://www.guidespark.com/blog/benefits-communications-for-todays-employee/comment-page-1/#comment-758</link>
		<dc:creator>Open Enrollment: How Will You Communicate Medical Care Cost Increases? &#171; Financial Wellness Blog</dc:creator>
		<pubDate>Fri, 18 Jun 2010 01:06:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.guidespark.com/blog/?p=223#comment-758</guid>
		<description>[...] For tips on communicating effectively, please see our March post:   Benefits Communications for Today’s Employee. [...]</description>
		<content:encoded><![CDATA[<p>[...] For tips on communicating effectively, please see our March post:   Benefits Communications for Today’s Employee. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Financial Wellness for 2010 &amp; Beyond – Plastic Revisited by Julia Marie</title>
		<link>http://www.guidespark.com/blog/financial-wellness-for-2010-beyond-%e2%80%93-plastic-revisited/comment-page-1/#comment-700</link>
		<dc:creator>Julia Marie</dc:creator>
		<pubDate>Thu, 04 Mar 2010 05:43:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.guidespark.com/blog/?p=182#comment-700</guid>
		<description>You are right on the money. Thank you for finally preaching sound fiscal policy.</description>
		<content:encoded><![CDATA[<p>You are right on the money. Thank you for finally preaching sound fiscal policy.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on BEWARE:  Usual, Customary and Reasonable Charges by Kevin W. Grossman</title>
		<link>http://www.guidespark.com/blog/beware-usual-customary-and-reasonable-charges/comment-page-1/#comment-310</link>
		<dc:creator>Kevin W. Grossman</dc:creator>
		<pubDate>Mon, 24 Aug 2009 23:45:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thriveon.com/blog/?p=109#comment-310</guid>
		<description>This is good news!  Thank you.  1 and 2 can be very difficult but I also recommend you give it a shot per personal family experience.  And yes, negotiate with your doctor!

Can you share the pending legislation link/s?</description>
		<content:encoded><![CDATA[<p>This is good news!  Thank you.  1 and 2 can be very difficult but I also recommend you give it a shot per personal family experience.  And yes, negotiate with your doctor!</p>
<p>Can you share the pending legislation link/s?</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Financial Health and Toxicity – Mutually Exclusive by Mike</title>
		<link>http://www.guidespark.com/blog/financial-health-and-toxicity-%e2%80%93-mutually-exclusive/comment-page-1/#comment-13</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Tue, 24 Mar 2009 18:46:38 +0000</pubDate>
		<guid isPermaLink="false">http://thriveon.com/blog/?p=22#comment-13</guid>
		<description>Maybe the executives of this company should act as consultants for the goverment.</description>
		<content:encoded><![CDATA[<p>Maybe the executives of this company should act as consultants for the goverment.</p>
]]></content:encoded>
	</item>
</channel>
</rss>

